Opt Out

—A NEW WAY TO FIGHT IDENTITY THEFT

There is a way to control the number of credit cards offers that pour in and leave you vulnerable to identify theft.

Pre-Screened Credit Card Offers
The credit bureaus sell your information to financial institutions wishing to entice you with pre-approved credit card offers. You can “opt out” by calling 1-888-567-8688. All three major credit bureaus share this number; this is an automated number that allows you to opt out permanently or for two years. A confirmation letter should be sent to your home address.

Promotional and Marketing Lists
The credit bureaus also sell your information to businesses for promotional purposes. This is the list where many coupons, catalogs, and special offers come from. To opt out from this list, you need to write the three major credit bureaus at the below listed addresses. Provide your name, address, telephone numbers, and tell them to “not share your personal information for promotional or marketing purposes.”

Equifax, Inc.
Options
P.O. Box 740123
Atlanta, GA 30374-0123

Experian
Consumer Opt Out
701 Experian Way
Allen, Tx 75013

TransUnion
Marketing List Opt Out
P.O. Box 97328
Jackson, MS 39288-7328